Laying the right financial foundation
about
Ten Pence
Tommy only needed 10p more to keep his Christmas savings on track.
He asked everyone in his family — but no one seemed to help.
Just when Tommy thought all hope was lost, a surprising idea came from an unexpected place.
Join Tommy on his journey to find 10p — and discover how a little advice can go a long way!
This book includes lots of learning as children grow into their money confidence.
About
Broken Promises
Sandy had a serious problem: she desperately wanted a cupcake.
The only thing standing in her way? Money — and her cousin Brian.
Brian thought borrowing for cupcakes was a terrible idea.
Sandy thought Brian was being way too dramatic.
Can Brian show his determined cousin a smarter way to handle her money, or will Sandy’s sweet tooth win the day?
This book includes lots of learning as children grow into their money confidence.
about
Your Money Story Guide
Dealing with your financial past helps open stubborn doors that has held you back financially. And once they are cleared your present and future has an opportunity to create the financial world you desire.
With Tokunbo's Money Story Guide, you can change your financial story and open yourself up for opportunities and create the life you want for yourself, we all have dreams and we must ensure nothing stands in the way of us achieving them.
About
Money Management Guide
Everyone needs guidance and having a financial guide to managing your money is a great way to relieve financial stress and anxiety.
My Money Management Guide E-Book is a great read to understanding financial foundations.
This is the e-book for you or your loved one.
The great news its fillable, so you get to complete everything online.
about
15 Common Financial Traumas
Uncover the hidden emotional roots of your money struggles with this powerful companion to the Money Story Guide.
The Financial Trauma Guide explores 15 distinct types of financial trauma—from childhood scarcity to lifestyle debt—and offers real-world examples, emotional impacts, and practical solutions. Whether you're processing past financial pain or breaking cycles that no longer serve you, this guide helps you release shame, rebuild trust with money, and take confident steps toward a new financial reality.
Perfect for those ready to confront their past, transform their present, and build a financially empowered future.
Get this alongside 'Your Money Story Guide' and you have a wonderful tool to help overcome any financial challenges in life.
about
Lifestyle Budgeting Journal
E-Book & Hardcopy
Action Takers make more progress in life than people who stay stagnant.
happy clients
Caroline - Amazon Customer
This made excellent reading, definitely a book i would recommend for kids. Very interesting and i am sure children will love to read this. Well done!!
Jewels Simmon
Tokunbo makes everything simple to understand. I love her money management guide.
JoJo
Her books were for my children's but I must admit I learned as much as my kids. My daughter went on to recommend 'Ten Pence' to her friends it was that good. Well done, Tokunbo
About
Tokunbo Osunbayo
Tokunbo's passion for teaching financial education led her to write her first two children's books. She has always been fascinated by money and how humanity relates to it.
Why is Tokunbo interested in money? She grew up around money, yet did not experience the good side of money. She always found herself struggling financially and this led to financial difficult especially when it came to making and pertaining a healthy financial lifestyle.
What did Tokunbo decide to do about it? She has dedicated over 25 years to learning about money. She is a Budget Coach, Generalist Debt Adviser, Information, Guidance & Advice Specialist and uses her training and skills to help build financial confidence and skills to handle life's money matters.
Looking for a Financial Guide
My area of expertise is Money Mindset, Money Management & Budgeting Effectively
Copyright 2026 Tokunbo Osunbayo, all rights reserved.